Health coverage that fits your life — and your budget.

I shop the whole market to find the right plan for individuals, families and small businesses — and I stay your advocate long after you enroll. Free consultations, always.

Justin Rubenstein
“When a bill looks wrong or a claim stalls, you call me — not an 800 number.”

Get your free quote

Takes 30 seconds — I'll reach out today.
Your details go straight to me. No spreadsheets, no call centre.

What I can help you with

Every plan shopped across the carriers I'm appointed with.

Health Insurance

Private plans for individuals and families, matched to your doctors and your budget.

ACA Plans

Subsidy checks and enrollment, on and off the exchange.

Life Insurance

Term and permanent coverage protecting the people counting on you.

Medicare

Advantage, Supplement and Part D — explained in plain English.

Dental & Vision

Affordable add-ons that round out your coverage.

Group Benefits

Employee benefits for teams of two to two hundred.

Justin Rubenstein

Meet Justin

Welcome! I’m looking forward to connecting with you soon. As a long running  Health Insurance Broker and District Manager with nationwide licensure, I am dedicated to meeting your needs and giving you options that give you the best coverage possible at the most affordable rate possible  I take pride in providing honest advice and proper care to make sure you have the best coverage possible. I make myself a resource to you in every way possible for your insurance so that it will run as smoothly as possible. This commitment has fostered strong relationships and consistently positive results for all involved.

I serve Individuals, Families, Self-Employed individuals/families and Businesses, specializing in a comprehensive array of services covering Health, Life, Accident, Medicare, Dental, Vision, and even Pet Insurance. Your insurance needs are my priority, and I ensure they are expertly addressed at no cost to you.

Join my expanding community of satisfied clients who have benefited from personalized guidance and unwavering support. You can reach out to me via phone, text or email. In less than 10 minutes, or a quick text, we can swiftly embark on the right path. Let's work together to secure your peace of mind and well-being.

I can assist you in exploring and evaluating options for health & life insurance coverage for individuals, families and groups. Options include Short Term, Guaranteed Issue, Major Medical, Medicare, Critical Illness/Hospital Income, Telehealth, Group ERISA Programs for individuals and families, Accident, Dental & Vision and Life Insurance. Major Carriers represented: Allstate, United Healthcare, Manhattan Life Blue Cross/Blue Shield, Aetna, Cigna, Humana, Enroll Prime, and many others. I also recruit for Research Programs like LifeX and Bright Life!

What clients say

“Justin was great! The process was so easy. He went through my options, helped me decide what was best, and had me signed up in less than 15 minutes. It's definitely worth a phone call!”
“Justin is very knowledgable, friendly, flexible and very petient with his customers. He is not just trying to sell the policies. He takes time to understand the needs of customer and go far and beyond to help customer's needs. Thank you for all your support Justin for my policies.”
“Justin is responsive and helpful. It was easy to find a dental plan with him.”
“Justin, thank you so much! You really are the best agent we've ever had and we REALLY appreciate you!”
Some of the carriers I'm appointed with

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Calls and texts answered same-day. Every inquiry lands in my CRM, so nothing falls through the cracks.